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Broke-r to Billions™

Insights, opinions, and industry intelligence for Mortgage, Real Estate, and Home Service professionals navigating the future of operations.

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3 articles

FeaturedMortgage

Broke-r to Billions: The Shift Most Operators Never Make

Most people in mortgage, real estate, and home services don't actually own a business. They've built themselves a high-pressure job. This is the 'Broke-r' state — not defined by money, but by a structural poverty of time, attention, and systems.

Alberto Cruz

Co-Founder, VA Works

April 2, 20266 min read

GeneralIndustry News

The Repricing of Work: What AI, Remote Labor, and Globalization Actually Mean for the U.S. Labor Market

AI didn't take your job. But it changed what your job is worth. Here's what's actually happening to the U.S. labor market — and what operators need to understand before it's too late.

Alberto Cruz

Co-Founder, VA Works

Apr 22, 20269m

MortgageIndustry News

An American Economy Under Pressure, and a Market That's Telling the Truth

The 10-Year Treasury moved higher. MBS dropped more than 25 basis points. The March jobs report came in stronger than expected — but that may not be good news for American households. Here's what the bond market is actually telling us.

Alberto Cruz

Co-Founder, VA Works

Apr 3, 20268m

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